function woocommerce_checkout_payment() {
		if ( WC()->cart->needs_payment() ) {
			$available_gateways = WC()->payment_gateways()->get_available_payment_gateways();
			WC()->payment_gateways()->set_current_gateway( $available_gateways );
		} else {
			$available_gateways = array();
		}

		wc_get_template(
			'checkout/payment.php',
			array(
				'checkout'           => WC()->checkout(),
				'available_gateways' => $available_gateways,
				'order_button_text'  => apply_filters( 'woocommerce_order_button_text', __( 'Place order', 'woocommerce' ) ),
			)
		);
	}